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Employers Liability

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As a business owner, you take on the risk of potential employee claims. Blackmore Borley Ltd are here to provide support for such incidents.

At Blackmore Borley Ltd, we recognise the risks associated with running a company – big or small. Employers’ Liability Insurance protects you from claims alleging property damage, bodily injury or even death to members of your staff.

Insurance not only protects them, but also protects your business from a legal, financial and reputational perspective. That’s why it is essential to find a quality provider, like Blackmore Borley Ltd, that specialises in employers’ liability issues. We will translate the jargon and offer clients-centric support, from quote to claim.

By adopting a different approach with our clients’ insurance, we can provide the most professional yet personalised service possible.

What is Employers’ Liability Insurance ?

This insurance is compulsory for any company and insures the physical and or mental health of an employee if there are injured during their employment.

This is a “losses occurring” policy so any claim will revert to the policy that was in place at the time of the loss originally occurred.

The legal minimum limit of £5,000,000 per cooccurrence but often a limit of £10,000,000 is offered by insurers.

Due to its relatively cheap cost insurers often offer this compulsory insurance in conjunction with an office policy.

For a more detailed description please call us or seek a copy of the appropriate policy wording.

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